Free Transcript Project – #9

 

Morgan MacDonald : Hello. Welcome to the replay. I’m out in the world! I’m not in my office. This is really unusual for my Scopes. I am having a FUN Friday. I went and got my hair done, [and] when out for lunch, [and have been] doing some work while out and about, and I was like, “Well, I’ll be like the COOL Scopers. I’ll Scope with something SCENIC in the background.” Although there’s traffic in the background. I apologize. I hope that the little headset mic helps with that.

 

BlueSparkCol ( https://twitter.com/CourtneyOLIN ) : Nice color.

 

Morgan MacDonald : … Thanks Courtney. Yup, [it’s] “rocker chick red” right now. It fades after a couple of days, but this is what it looks like fresh out of the salon [laughter]… Yeah. So today we are talking [about] transcription,  because there are some really cool ways that you can use transcription in your WRITING and your BUSINESS.

 

So as you guys are coming in, say “Hi!”… Courtney is here, I know. Glad to have you… Other people, as you’re joining, let me know what you NAME is, where you’re from, [and] what you WRITE.. I love to talk about what you write, because people write the coolest stuff. I mean, I’ve got people in here who write travel blogs, [and] people who write dissertations on the World Trade Organization. I mean, you guys write about everything.

 

Carlos Ramirez ( https://twitter.com/caramirezga ) :Hola. Saludos desde Columbia.

 

Morgan MacDonald : … Hello from Columbia. Saludos…

 

Gilbert Maldonado ( https://twitter.com/gmaldonado59 ) : Hi. I’m Gilbert from Sugarland.

 

Morgan MacDonald : … Hi Gilbert from Sugarlane. Hey! You’re just like down the road [laughter] . I’m in Houston… [If you guys caught my Scope] yesterday I was reading my daughter’s first book, which she wrote. Well, my nanny helped her write it. It was in Spanish, and I was reading it in Spanish. ( http://katch.me/morgangmac/v/ba292fed-8a57-33a2-8c51-957e2674054f ) So if any of you actually speak Spanish I’m sure you were laughing at me. It’s still on the replay if you want to catch it. But it was a book about a monster eating a family, and my daughter did the illustration. It was funny.

   

Gilbert Maldonado ( https://twitter.com/gmaldonado59 ):  I do [live near Houston]

 

Morgan MacDonald : …You DO live near Houston? Well, very cool. If we ever have a Houston meetup we’ll get in touch… Alrighty guys. Are you ready to hear how transcription can help you in your writing and your business? I’ve got THREE ways I’d like to talk about today. The first is to help you get UNSTUCK in your writing…

 

…Oh, hold on. Pause. Wait a second. I’ve got to do the intro. You don’t even know who I am?  I am Morgan Gist MacDonald. I’m a writing coach, an editor, and author. I run my business and my blog out of http://www.paperravenbooks.com .

 

BlueSparkCol ( https://twitter.com/CourtneyOLIN ) : Haha.

 

Morgan MacDonald : …I know. I forget. Every day I’m like, “I’m on Periscope, and everybody knows me.” Yáll DO NOT necessarily know me [laughter] …. I DO Scope every day about writing, around the lunchtime hour, [to] give you guys a little writing inspiration, [and] some tools and tricks, then hopefully you can use [the rest of] your lunch hour to do some WRITING – or later [in the] day if you don’t have the LUXURY of a lunch hour.

 

All right. So back to transcription. If you find yourself staring at a blank page, and you’re like, “I need to write on this THING, and I don’t really know what to write, but I know that there’s something IN me that I’m trying to get out, but I’m STUCK.” Start TALKING.    

 

Gilbert Maldonado ( https://twitter.com/gmaldonado59 ) : I’m a musician, so this will help with my writing.

 

Morgan MacDonald : … Gilbert [says], “I’m a musician, so this will help with [my] writing.”… Yes. It’s interesting how different brains operate differently. So SOME of us want to use writing as a tool to GROW our platform, or BUSINESS, or whatever. But writing doesn’t necessarily come super NATURALLY. Some of us are writers, and it USUALLY comes naturally, but we still get stuck sometimes. So CHANGING the way in which you try to get the words out helps, and TALKING can often be that thing that dislodges the words. So once you start talking you’re just coming at the SAME concept from a different angle.

 

So what you can do is – [since] most Smartphones have a voice memo app – you can just start recording. Talk to YOURSELF. Explain to yourself WHY you’re having a hard time with this writing. Explain to yourself what it is that you’re REALLY trying to say. Just, kind of, talk it out in a really casual way, and you’ll find that if you give yourself at least five minutes with this “talking it out” [method] you will hit on a NUGGET. You will hit on an idea that you had not come upon before, and [now] you have it RECORDED.

 

So once you get to the point where you feel like, “Okay. I’ve, kind of, talked this through. I’ve got some good ideas.” Now that [you’ve] got it recorded, GO BACK and find those “Ah-hah!” moments, and listen to them AGAIN. [Then] type out the phrases that you were using. If there was something that really CAUGHT you, type those [few] words, and [try to figure out] why those [few] words [meant] so much to you?

 

KandyCoatedModel ( https://twitter.com/Kandyapple504 ) : Good tip.

 

Morgan MacDonald : …Thanks “KandyApple”. I appreciate it… So WHY do those [few] words mean something to you, and, kind of, UNPACK it. You’ll find that as you get a few [more] steps into the writing [the ideas] will come a little bit more, a little bit more, [and] a little bit more.

 

Gilbert Maldonado ( https://twitter.com/gmaldonado59 ) : Awesome.

 

Morgan MacDonald : … Yes, Gilbert. Awesome. You’re welcome… And if you guys are new to Periscope, if you like what you’re hearing just tap that screen, and that sends hearts up, and that lets me know that you are loving this. The comments do too. So comments and hearts are awesome. Thank you.

 

All right  So that’s tip number one : get unstuck… Oh, there are the hearts! Thanks… Okay. Number two : transcription helps you write FASTER. This is a trick that people are starting to use more and more, but it will be interesting to see how it changes the writing world. This is ESPECIALLY helpful if you’re on the GO a lot. If you’re not necessarily sitting right in front of your laptop or desktop for long periods of time, you can DICTATE blogs, or articles, or even CHAPTERS of a book, into a dictation SOFTWARE. Actually, I [take] Scope Notes, which are notes that I take during a Scope – or actually right BEFORE a Scope – so that YOU don’t HAVE to take notes, and I post them on my blog. I will tell you where those are in just a second… Thanks for all of those blue hearts [laughter] Gilbert. Thank you…

 

Okay. So you talk into a dictation software while you’re on the go. [In] that way you can capture those ideas as you’re going. And if you are a talker ANYWAY, this is a perfect way to get that content OUT, so that you can process it. Then – and this is important though – you have to set aside specific time LATER so that you can review the transcript that the dictation software gives you. So you’ll either have to EDIT, or RE-WRITE that transcript, BUT it gives you a HUGE step forward in your writing. When you sit down to write you’re not staring at a BLANK PAGE, you’re staring at some idea that you’ve already talked through, right? So that’s a really good way.

 

In my Scope Notes I give you some APPS that you can look at. Dragon Dictation is a really popular one for IOS, as is Voice Assistant, and then Evernote. If you follow me on YouTube you know that I LOVE Evernote. Evernote also has a dictation component.

 

BlueSparkCol ( https://twitter.com/CourtneyOLIN ) : Do you have to buy a dictation device, or is it an app?

 

Morgan MacDonald : … Courtney [asks], “Do you have to buy a dictation device, or is it an app?”… They’re apps. There are some really great apps. Dragon Dictation is the one that I hear the most about. So they’re [all] in the Scope Notes, and I posted links for you too, so you can go get those.

 

Lilia ( https://twitter.com/L610 ) : Good tip. Saludos desde Peru!.

 

Morgan MacDonald : … “Good tip. Saludos… Peru.”.Nice…. I went to Santiago, Chile for one weekend. It was beautiful. [irrelevant comment] I have not been to Peru. My sister went to, not Lima… I’ll think of it and let you know. But I WANT to go to Peru.

 

Gilbert Maldonado ( https://twitter.com/gmaldonado59 ) : Does it help to to take a little break to come back to it with a clear mind?

 

Morgan MacDonald : …[Gilbert asks], “Does it help to to take a little break to come back to it with a clear mind?” … You don’t HAVE to wait. Actually, I think [that] the transition between talking and writing is enough of a GEAR SHIFT in itself. You CAN take a break, but I don’t think it’s mandatory. If you’re in a groove, and you’ve been talking it out, go straight into writing, and ride that energy. I will say [that] when you are WRITING, and you are really STUCK, don’t try to push through that writing, [but] take a break and then come back to writing. But if you’re going to switch gears into talking I think that’s ENOUGH of a shift that you can transition straight from writing to talking and talking to writing. But that’s something that you’ve got to experiment with.

 

Okay. So number one was : transcription can help you get UNSTUCK. If you talk it out you might be able to uncover what it is that you’re really trying to say.

 

Gilbert Maldonado ( https://twitter.com/gmaldonado59 ) : Thanks.

 

Morgan MacDonald : … Yeah, sure. You’re welcome….

 

Ron Estrada (https://twitter.com/RonEstrada ) : Hi Morgan!

 

Morgan MacDonald : …Hey Ron! Nice to see you… Number two : it helps you write faster. [Finally], number three – and this is ESPECIALLY important for [those of] you who are starting BUSINESSES, or trying to build PLATFORMS for your writing – transcription helps you to REPURPOSE your audio or video content into SEO [strategic] transcripts.

 

Okay. So let me explain what this is. If you are a writer – and I assume [that] if you are on this Periscope that you ARE a writer – and you are SERIOUS about creating a platform that impacts readers AND brings you in some money – because that is a really nice part of building a platform – you need to do more than just write… Thanks for sharing on Twitter, Ron… You need to be creating CONTENT on OTHER platforms; not just your blog, not just your books, [and] not just your articles that you send to magazines, or journals, or whatever. The written stuff is GREAT, but you’ve got to take it UP a level, and you’ve got to go to Periscope, or podcasting, or YouTube, to get the message out in different ways, because people are consuming content in a VARIETY of ways, depending on what fits their lifestyle. Some people like YouTube. Some people like Periscope. Some people like podcasts. Some people like [simply] reading. So transcription helps BRIDGE that gap.

 

You [may] have a lot of WRITING content, but once you start producing audio and video content then you [should] get a transcriber. This is where I recommend that you actually bring someone in to do the transcription FOR you. The Dragon Dictation software and stuff is great if it’s for YOUR OWN purposes, [for instance] if you are going to go back and edit or rewrite that stuff. But if you are trying to create a WORKFLOW, where you are creating content and then are [using] the transcriptions on your web site to build your platform, bring in a transcriber, because otherwise you’re NEVER going to be able to transcribe [all the content] yourself.

 

Ron Estrada (https://twitter.com/RonEstrada ) : Different age groups hang out in different social media sites.

 

Morgan MacDonald : … Ron [says], “Different age groups hang out in different social media sites.”… That is very true. [irrelevant comment] …Hi Chivas! Thanks for joining… Bring in a transcriber to take over content for you, because as a WRITER you’re producing WRITTEN content. As a platform-builder you’re now producing audio and video content, and it’s a LOT of work. But your MOST IMPORTANT value-added contribution is your writing, your content that you’re bringing to the table…. So I do not want you wasting time transcribing your own stuff to put it out there.

 

You bring in a transcriber who does this PROFESSIONALLY. They know all of these tips and tricks for doing it FAST. They have all of these keyboard shortcuts, and they know how to make it [look and] sound smooth and readable. There are TWO [MAIN] benefits to transcription.

 

Ron Estrada (https://twitter.com/RonEstrada ) : Yes! Time consuming

 

Morgan MacDonald : …Ron, yes. Time consuming… ONE is that you are allowing people who like to consume written content to continue to consume [your] content in a written form. So if they know [that] you’re producing podcasts, and Periscope videos, and YouTube videos, but they LIKE the written stuff, they know [that they can] go straight to those transcripts and digest [the content] the way that I like to. … Thank you Chivas. Thanks for those hearts. I appreciate it.

 

[The second major benefit] is [related to] SEO, “search engine optimization”. If you’ve spend [even just] three days in [any] online marketing business you know that search engine optimization is HUGE. This means that, [for example], I am a writing coach and editor When someone goes into Google and searches [for] “writing coach”, or “editor”, or “writing help”, I want MY name to pop up in that Google search, right? That’s how my business finds new clients. That’s one of the avenues. If you are a writer of a particular genre, when someone types in “science fantasy books”, or whatever your particular niche genre is, you want YOUR name and web site to pop up. The ONLY way that happens is if Google sees lots of those KEYWORDS in your content. So imagine [that since] you are producing Periscopes, and YouTube videos, and podcasts, and you’re using those words over and over again – how many times do you think I’ve used [the word] “writing” in this Periscope broadcast. Like a trillion. Not really. Like 30 probably. But when my [transcriber] guy Frank ( https://twitter.com/TranscriptJunky ) transcribes it for me, we’re going to put it up on my web site, and Google is going to see, “Ah! [These] words “writing”, “editing”, “coach”, etc. keeps popping up.”, and [my site] is going to rank higher and higher. That’s how SEO works, in layman terms. I am NOT a professional in SEO, but that’s just what I’ve picked up from my time running a small business.

 

So you get yourself a transcriber. I [can] give you the contact information for my guy Frank. He’s awesome. He does all of my transcripts for Periscope.

 

Ron Estrada (https://twitter.com/RonEstrada ) : Gotto go, Morgan. I’ll put this on my website.

 

Morgan MacDonald : … Ron says, “Gotto go, Morgan. I’ll put this on my website.”… Thanks you Ron. You know there are Scope Notes, so go check those out, and there will be transcripts soon. So let me flip you around. I’m actually going to show you where I keep my Scope Notes on my web site, and you can always find these, because you [probably] don’t have TIME to take notes.

 

So to recap, three ways you can use transcription in your writing. One is to get unstuck. If you’re staring at a blank screen, and you don’t know what to write next, sometimes talking it out is the BEST way.

 

Gilbert Maldonado ( https://twitter.com/gmaldonado59 ) : I have to go. Thank you so much for the info… Your awesome!

 

Morgan MacDonald : … Thanks Gilbert. Thanks for letting me know… Sometimes talking it out is the BEST way. If you RECORD it, you can always go back and find those “Ah-hah!””moments – those key phrases – that meant something to you, and you can use those as your “starting block” for getting back into your writing. Number two is : to write FASTER. So if writing is really long and slow process for you maybe talking it into a dictation software will be helpful and faster. BUT that requires that you set aside some specific time to REVISIT that transcript and either edit it, or rewrite it. Number three is : to grow your platform or business, and that is by getting on these Periscope, YouTube, [and/or] podcast [platforms], doing this audio and video content, and then having someone transcribe it so that your readers will have a chance to READ it – if they like to do that – and [for SEO] Google will love you.

 

Okay. Let me flip you around really quick and show you something.

 

[change of camera view to computer screen]

 

Alrighty. This is my web site, where I post all good things : http://www.paperravenbooks.com I’m in a bit of a business transition, so it still says “editing”  down there. But the web site [page for the Scopes] is http://www.paperravenbooks.com/periscope . If you scroll down this [page] you’ll see all of the “replays”… So those are [some] of the replays, but you see that THIS week I haven’t gotten to upload those yet. [For THIS episode], “Üsing Transcription In Your Writing And Your Business” , if you click “Scope Notes” it opens up my Evernote file where I was taking notes. So it has all of this stuff now for you, plus links.

 

Meghan Diez ( https://twitter.com/meghan017 ) : I love your hair.

 

Morgan MacDonald : …Thanks Megan. [I’m] glad you like it… But you also see – [although] these are not live yet – I’ve got “transcripts” down here. That means, if you like to consume Periscopes through TRANSCRIPTS instead you can go find the transcripts for my Scopes. Google loves my transcripts. That’s the point. Okay. Here’s the Scope Notes. Then,  [as you] can see, there’s my transcriber’s web site there ( http://www.diaryofafreelancetranscriptionist.com ), and then here’s some apps if you are interested in using them. I’ve got links to those too.

 

[change of camera to face view]

 

Alrighty guys. I hope [this info is] helpful, and I hope you have a good Friday afternoon, and a good weekend. I am sending you lots of positive energy and vibes for writing. Do some good work. Get some word count on there. If you were watching yesterday you know that you need to TRACK your word count.   

 

Gilbert Maldonado ( https://twitter.com/gmaldonado59 ) : Looks good.. Gotta go.

 

Morgan MacDonald : … You have to go Gilbert. Yup. Thank you… I might Scope a little bit this weekend, but definitely on Monday we’re going to come back [and] do some more writing Scopes. So hit the little “Peri Guy” down there [to] follow, and that way you will catch the next scope on writing, and we’ll get you writing.

 

All right, everyone… Feel free to hit me up on Twitter over the weekend [at] @morgangmac ( https://twitter.com/morgangmac ) , and I will catch you next for a writing Scope. Alrighty. Bye.

 

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Transcription service provided by : http://www.diaryofafreelancetranscriptionist.com

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Free Transcript Project : #2

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Source video
—————-
Title : “15 Minutes Of Fact : From Graduating to Indentured Class — Will America Continue to Eat its Young?”

URL : https://www.youtube.com/watch?v=J1LRmgIr0xI

Organization         : 15 Minutes of Fact podcast :
Web Site                 : https://www.youtube.com/user/15MinutesOfFact
Host                        : Jerry Ashton
Contact                  : jerryashton1@gmail.com

Guest                      : Cryn Johannsen
Web Site                 : http://alleducationmatters.blogspot.com/
Contact                   : https://www.linkedin.com/in/chasecrynjohannsen

Transcription Notes : This project is a good example of how transcription can remedy some of the problems which accompany less-than-ideal audio. There are numerous reasons why the final audio of a production may end up less than ideal. It may have been an on-location live interview in which there are many uncontrollable factors involved. It may be that the communication channel (ex. phone, Skype, etc.) had problems. It may be that the producer/host just didn’t have the resources and/or skills to apply the proper recording equipment or techniques or hire a competent person/organization to do it. In the end, what good quality transcription can do is make words which were inaudible clear (for instance, through figuring them out through context and/or research) and represent the production in a more accurate and complete form in writing.

In addition, YouTube actually has its own speech recognition (transcription) software for video. To show it, just click on the icon which looks like a page, immediately right of the “add to” link on the video page. To save you the calories and bewilderment of doing so, let me present for you here the exact text which is generated by the YouTube “transcriber” for this specific video :

YouTube automated transcription
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“0:00
from graduating class to endangered class
0:03
American pieces all showed almost two years as I’ll ask after the time and
0:09
attention over yesterday
0:10
mes creating your handsome evolve its Keisha matters
0:14
back in march it 2011 and still basking in the chilly spring up the Occupy
0:19
movement
0:20
Trenton I was working hard to see that student debt goes much attention is more
0:24
realistic
0:25
this means we’re going for her and I believe”

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As you can see, the YouTube computer-generated transcriber is about as accurate as the subtitling on a bad Chinese Kung Fu movie – without all the funky acrobatics and scenery. As a result of this, a proper transcription by an experienced human transcriptionist does justice to YouTube videos.

Transcribing YouTube videos has several important benefits. It extends the reach of the video outside of the already very powerful YouTube marketing platform. It makes up for the horrible YouTube automated transcriber/subtitle generator. It also gives your videos more marketing punch as it provides many more words than the limited number of tags allowed for each video (around 50 I believe), and this enhances the SEO potency of the production.

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Transcript :

Jerry Ashton : From graduating class to indentured class, America eats its own. It’s been almost two years since I captured the time and attention of our guest today – Ms. Cryn Johannsen of “All Education Matters”. Back in March of 2011 and still basking in the chilly Spring of the Occupy movement, Cryn was working hard to see that student debt got as much attention as mortgage debt. It’s been slow going for her, but I believe however, that she and other education militants have finally achieved that attention. Just how far they’ve come and how far they have to go in freeing generations of students from a lifetime of debt will be our subject for today. So welcome to the show Cryn Johannsen.

Cryn : Thanks, but I do not consider myself a militant. I’m actually, truly a pragmatist. You’re right that I suppose the work has been slow-going – there’s been a lot of behind-the-scenes that I do on the hill. But I can tell you one thing – and I can’t divulge the particular office that I just went to recently – but from a wonderful staffer of a Congressman’s office, who I know quite well – maybe it is slow-going but they are listening. They are definitely listening, in such a way that I can actually say that I am incredibly hopeful about.

Jerry : Well, before we dive in then – and, by the way, I want you to know that you may not be an activist, but you are hardly a milktoast either. I would like you to give the listener a bit of your background in the world of student debt. How did this come about for you personally, and where do you find yourself today in this world of trying to make a change on student debt?

Cryn : Sure, well like many people my age I do carry student loan debt, but it is more than manageable. I have never been deliinquent on my loans. It’s never been a problem. I am very lucky. I consider myself blessed. I am a religious person – so I will say that on the radio. But in terms of diving into it, I myself have been working on my PhD on the intellectual history of Europe and there was a lot of conversations we always had about student loan debt. This was around the time of the housing crisis, in 2008, and I just began to piece together the parallels. The big difference was that you can walk away from your home – as we all know – if you’re underwater. However, with student loan debt you can’t do that. So, there was an intellectual curiosity with how the student loans and the U.S. government, and how these institutions were related to financial markets. It’s incredibly complex because you are talking about the U.S. government – “Uncle Sam” – they’re the biggest lender. Then you are talking about the universities – where the money is being funneled to. Then on top of that you’re also talking about a lending industry that was born out of the federal government. These are all very complex institutions, and all of them are interconnected because of the student loan debt.

Jerry : Okay, I’ve got the fact that there is a macro level at which this is being approached, but let me get to the thing which seems to be catching the attention of people right now. Student debt exceeds one trillion dollars. It is considered to be the next bubble to pop. So let me give you a couple of Time Magazine article facts. In the last five years the average student loan debt has risen 30%. More than half of student loan accounts add up to more than 40% of the total dollars owed, and they’re in deferral status – meaning that students are looking for a reprieve for a few years before they have to repay. But these delinquencies are increasing by 22% over the last five years. So how can any of us have hope of a way out in the face of these statistics.

Cryn : Well I think that’s a really good question, and one of the things I wanted to say though about my interest – just to return to my original personal interests – is that I have a deep love for people. And these people with student loan debt have opened up to me tremendously – because Americans are very ashamed to talk about debt. They are hopeless, and as your probably aware, I wrote an article for the Huffington Post which I received a scholarship from the “Economic Hardship and Reporting Project”. Barbara Ehrenreich, the author, and also Gary Rivlin – who’s also an author – they were the editors for my piece. It was about people who were committing suicice, and I continue to get these notes – it’s incredibly troubling. But I guess one of the things is that – I have a feeling, and I know that sounds odd – but I just have a feeling that 2013 is going to be the year for us – the indentured educated class. One of the reasons why is because I’ve gone through – and I’m not going to go into the details – but I’ve gone through a significant loss personally, very intense. I’ve prepared myself tremendously. The reason why I’m saying this is because I am so ready to get this done, more than ever before. And I’m not the only one. That’s what’s great. The more the merrier in my opinion, There’s a lot of us out there [crosstalk] and I think this is going to be the year, despite all of these terrible statistics. And they are terrible.

Jerry : Okay, well first of all, Gary Rivlin – I’m a fan of – when he wrote that book called “Broke USA” and he talked about how banks supported and financed loan companies, pawn shops, mortgage people – predators. So anybody who can align themselves with that guy automatically wins with me. How many people would you consider to fall into your category about being at least militant about changing the world of student debt.

Cryn : Well, again, I’m hesitant to use that word. I guess I’m more insistant through the power of love – as cheesy as that might sound, and people might say, “Oh, she sounds like she’s from the 1960s” – well so be it. Well, there’s plenty of us. I know that Robert Applebaum is still doing quite a bit. I believe Alan Colinge is – to the best of my knowledge. But they’re not the only ones out there. There are so many groups doing things, and the reporters continue to write about this left and right, and I think that’s fabulous. The more people talking about it the better. That’s the way it should be. So the more of us out there, the better. And I think the more and more people join our ranks [all with?] different approaches. I think it’s great.

Jerry : Well I know that you came up to New York City when Occupy was still blooming at Zuccati Park. Shortly after, of course, they pulled it out by the roots and thought that would get rid of it – but that didn’t happen. What was your impression of Occupy, and do you think Occupy has been an important force.

Cryn : Oh, it absolutely has. It’s a collective voice of people who are deeply in debt. These Americans having the courage to go out there with the placards showing how much debt they owed – bless their heart. That was the most powerful thing about that, because we hide the debt we have. We pretend because consumer capitalism – that everything is okay, and it doesn’t appear that there’s any trouble – but we all know that that’s not the case. Americans are just drowning in debt, and not just student loan debt. I was just in awe of the fact that these graduates were walking around with a placard showing how much money they owe, and saying, “This is really a part of my identity.” I think what we need to work on is moving away from that just being your identity, but it needs to be solved. It just needs to be solved. That’s one of the reason why I come to D.C, – where I am right now, because we’re trying to get this done.

Jerry : Okay. Let’s talk about that. Your way of being able to make a difference is by – instead of picketing governmental offices – you’re actually walking through the doors and talking to people. So give us some history about that, and how is that making any difference.

Cryn : Well I run “All Education Matters” on a shoestring budget, as I said. I’ve been very lucky to have people who have debt send me $5 here and $10 there. That’s enabled me to come to Washington DC and walk the halls, and knock on the doors and have the conversations. Because these offices are lobbied 24/7 – including the White House, of course – by the lenders. The Washington Post ownes Kaplan – which is a for profit school. So the Senators and the Congressmen read those papers and they say, “Oh, what the problem? There is no problem.” Well, but that’s changing , and I don’t think I’m the only one. I’m not going to toot my own horn but I have to walk these halls. I have to have these face-to-face interactions – which I’ve been doing for years. It used to be that when I first started doing this – when I came back from South Korea after teaching there – they were telling me behind closed doors, “Yes, we agree with you. There is a student lending crisis.” but they wouldn’t say it publicly. This last summer I was on a phone call with several Senators – including Sharon Brown, and I’m forgetting the Senator’s name, I apologize – but this was with hundreds and hundreds of people who represent millenials – the youth generation. I brought up the problem of suicide, and a Senator publicly thanked me for having my ear to the ground, and let me know that I remind them – and I’m not the only one, of course – but he told me that I remind them that the current borrowers are struggling. I thought that was a huge moment for the indentured educated class, to be recognized publicly on a phone call in that way, and to be thanked for that. It’s not me . I’me streaming voices of other people. That’s what I’m doing.

Jerry : Well you are channeling the essence of the spirit. So let’s talk about that. Let’s say that you have been serving your role and your function in getting out this word and we also talk about the fact that if a student is willing to put a placard in front of them saying, “I owe $80,000 of student debt.” I think that their willingness to do that isn’t to show themselves as victims, as much to publicly acknowledge that, “Guess what? I don’t know what happened, maybe, but I’m up [a creek?] without a paddle”. So, I think its important that it has to be brought to people’s attention however it is done. And you’re doing your job on that. Now I’ve heard that there are some governmental agencies investigating the relationship between college administrators and bankers. Do you know anything about this?

Cryn : Um, if memory serves me – and if I’m following it correctly – the new consumer financial bureau, the new bureau which is the brainchild of Elizabeth Warren. I’m so glad she’s Senator now. They have been doing excellent work on investigating the “for profits” and putting out supurb reports about student loan debt. This is a very good thing, and so if this is what you are referring to. They’re doing some great stuff. That’s our tax dollars at work right there, and I’m delighted at this new bureau. The other thing is that people are not aware of IBR (Income Based Repayment) program. Now there is a problem with that thought, which I want to make clear to the listeners. This is a loan forgiveness progress if you have federal loans, which is forgiven after 20 years, which is good. However – and hopefully this will change, and a staffer told that it probably would or should – you will be taxed on the remaining amount that has been forgiven. So the year that your loans are forgiven, guess who’s going to come knocking at your door? The IRS, which is not good. I don’t understand why they put this in, why they have that, but this is something that absolutely has to change, because then what is the benefit of the loans being forgiven [crosstalk] when you owe $10,000 or more that year for taxes.

Jerry : Well, let me address that. There is no such thing as loan forgiveness. As far as I’m concerned there is just loan trickery. It’s a form of a shell game. When you think of it, the American student is the only class of citizen – other than a felon – who can not declare bankruptcy on their debt.

Cryn : Right. It’s ridiculous.Punish people for getting an education. Why? Why are we like that? It’s very odd. I don’t get it.

Jerry : It isn’t odd if you happen to be on one side of the political spectrum in which you hold the fact that, number one, everybody has to be accountable and responsible, and, number two, you also fill up your wallet at the local university or college so that you can continue your campaign of good citizenship. That’s a personal gripe of mine, and I think that the relationship between college administrators and bankers has got to be put out into the spotlight.

Cryn : Right. But I think that more than that, Jerry, for me I guess I’m at the point where it’s no longer about pointing fingers and blaming. It’s more that this is a systemic problem – and I’ve said this many times – that this is a terrible systemic problem. And it can be sorted out. Lightning can strike down in D.C., as a matter of fact, and things can change. I know that people might think that, “Oh, she has rose tinted glasses on.” but that’s happened. Especially if there is the power of the type of movement you see with Occupy, and you’ve got lots of “busy beavers” – if you will – people like me, who continually bring it up and bring it up. There can be push, and there can be movement. You can look at the civil rights movement to see that sort of thing. And that started -many people argue, historians – that the civil rights movement began in the early 1900s. Then we moved forward with Martin Luther King in the 60s. This stuff takes time, and that’s alright. Now I wish it could be stopped immediately because of the people who want to kill themselves. It’s horrible. It hurts me in my heart, deeply. But it takes time.

Jerry : Speaking of time. We could do 15 hours and not 15 Minutes of Fact, so what I must do is end the session now, but please let the listener know how they can reach you. For example, do you have an email address, a web site, a Twitter account,. How can they reach you.

Cryn : I want them to follow me on Twitter. I’m very responsive on that. My name is @Cryn_Johannsen. They can also subscribe to me on Facebook. Just look up my name. They can also email me. It’s ccrynjohannsen@gmail.com. I promise to try to get in touch with them as soon as possible. I’m lso a teacher and I’m writing a book about the student loan lending crisis, So, I’ll keep you posted on announcements about that. There’s a big thing coming out about that. I’m very busy at work and I’m also teaching English as a Second Language, which is a big honor. So, I’m [heavily involved?] in education, as you can tell.

Jerry : And what do you do in your spare time, Cryn.

Cryn : Um, [inaudible], I’m just very busy. Busy, busy, busy, solving problems.

Jerry : OKay, well one thing I will do is ask you to give us a final word before we sign off.

Cryn : A what? A final word? Well I guess it’s all those people who are out there suffering. I want them to know that they’re not alone. Especially those who are suicidal. Please don’t be that way. I want them to turn to people they trust – family and friends. People they can speak to about this. This is not something that you should end your life over. I cannot say that enough times. I’m also speaking from a personal perspective, not about debt, but a great deal of suffering. Through suffering you can see solutions and things can get better. That’s my final thoughts on that.

Jerry : That’s a wonderful thought, Cryn. This is Jerry Ashton here at WGRNradio.com, bringing you “15 Minutes of Fact” as an innoculation against the many hours of foe which is usually generated by mainstream media. So I want to thank my listeners for attending to this show. Be reminded that you are searching out my blog at the Huffington Post, and friending me there would be appreciated as well. Signing off, Jerry Ashton.

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